Discovering the best mutual fund apps in India in 2026 will enable new and experienced investors to increase their wealth without any hassle. As the market in mutual funds is currently on a boom and more individuals opt to invest online, various mobile apps are now offering simple solutions to start SIPs, manage portfolios, compare funds, and invest in direct mutual funds with low fees. This general guide entails the Top 10 mutual fund apps, their main features, fees, usability, and their user ratings to enable you get the right app to meet your financial needs.

1. Groww

Groww remains among the best-downloaded investment apps in India due to its user-friendly interface and multi-asset feature. Users have the option of investing in direct mutual funds that have no commission, buying stocks and ETFs, and even monitoring portfolio performance at the same place. It provides SIP, convenient KYC, and supportive educational material to a beginner. Groww is rated by many investors as easy to use and transparent. 

Best for: Simple, integrated app: Simple, integrated investing: investor, beginner who wants.

Fees: Direct mutual funds have a 0  commission fee.

2. Zerodha Coin

Zerodha Coin is also commonly recognized as a zero-commission direct mutual fund platform that happens to seamlessly connect with the Zerodha ecosystem of brokerage. The application will allow you to invest in a variety of AMC schemes and manage SIPs in your demat account. It is also especially effective with already existing Zerodha users and those who may want all their investments to be held by a single broker. 

Best for:  Zerodha is a well-known stock investment company that investors will already be using.

Fees: direct funds 0.

3. ET Money

ET Money combines mutual fund investments and expanded financial planning instruments. The application provides intelligent fund suggestions, ELSS suggestions to save taxes, track expenses, and goal-based planning. Although some of the charges have received mixed opinions over the years,^ turn0reddit44 the site is one of the good places where an individual can seek a personalized opinion.

Best for: Investors who desire financial planning and investment in funds under a single app.

Fees: Direct plan commission: 00.

4. Paytm Money

Paytm Money uses the enormous Paytm customer base directly to sell mutual funds, SIPs, and live NAV tracking. An important update in 2025 is that users will have the ability to establish Daily SIPs with a minimum amount of ₹10, and thus, investing can be done with tiny sums. 

Best for:  Micro-SIP investors and Paytm users.

Fees: Commission-free direct mutual funds.

5. Kuvera

Kuvera has the pride of goal-based investing and developed analytics. It offers tax planning, smart rebalancing, and free family account tools. The application would suit long-term investors who are interested in systematic wealth creation. 

Best for: Long-term serious investors.

Fees: ₹0 direct plan commission.

6. myCAMS / MF Central

These are official registrar programs that provide you with a single overview of your holdings of mutual funds with AMCs. You are able to control SIPs, redemptions, switches, and download statements. The apps are not ordinary investing applications, but they are fantastic for monitoring and overseeing everything you have in a single location. 

Best for: Investors holding in more than one AMC.

7. Upstox

Upstox is mainly a stockbroking company with a mutual fund option that has easy SIPs and real-time monitoring. It is tech-focused and thus attracts young investors who like digital applications. 

Best for: Technical investors who are concerned with the lowest prices.

8. INDmoney

INDmoney combines mutual funds and international investments, such as the US stocks, and portfolio analytics. Its AI and tax optimization features make it strong in the overall management of wealth. 

Best for:  Investors who want global exposure and sophisticated technology.

9. 5paisa

It is not only a stock investment, but 5paisa also has a great selection of mutual funds, which care ommission-free on most funds. It is a good choice when you are looking at a total asset investment app. 

Best for: Low-cost, multi-asset investors.

10. PhonePe Wealth

The mutual fund option of PhonePe is based on the successful payments application and incorporates direct funds, systematic plans, and the digital wallet. Millions of investors can now afford long-term investing because of its new micro-SIP features. 

Best for: Easy-going users and novice investors.

Conclusion

The mutual fund application that you select is based on the investment style, level of experience, and objective. Groww and Paytm Money are intuitive and easy to get into for beginners. Zerodha Coin and Kuvera will be a good choice among the direct plan investors who prioritize keeping fees down. On the other hand, tools like INDmoney and Upstox are suitable for investors who require more comprehensive financial analytics. Shop around for features and fee structures, but not yet. Keep in mind that the app is only a means; the quality of the money you invest is what will have the most significant impact on your financial development.